Affordable Missouri Health Insurance – Compare Private And Senior Coverage

Last Updated on by Edward Harris

Instantly view health insurance plans in Missouri  from all available companies and easily enroll. We compare Marketplace, non-Obamacare, short-term,  and Senior Medicare Supplement, Part D prescription drug and Advantage (MA) plans. Whether you are self-employed, work for a company that offers healthcare benefits, or purchasing medical coverage for the first time,  an affordable 2027 plan is available.

Missouri utilizes the Federal Marketplace Exchange to provide guaranteed coverage with pre-existing conditions covered for persons under age 65. Non-Obamacare plans are also offered. Senior Medicare plans are offered by a variety of small, large, and regional carriers. The standard Open Enrollment period is from October 15 to December 7. The average cost of a health plan is less than $200 per month (with subsidies).

 

Missouri Under-65 Private Health Insurers

Six carriers offer on-Exchange and off-Exchange plans. The Marketplace carriers are  Anthem (Healthy Alliance Life Insurance),  Ambetter, Medica,  Oscar,  UnitedHealthcare, and Blue Cross Blue Shield Of Kansas City.  Aetna, Cigna, and Cox no longer offers ACA coverage. The counties with the most carrier options are shown below:

Seven Carriers -- Barry, Stone, Taney, Christian, Lawrence, Greene, and Webster.

Six Carriers -- Lincoln, St. Charles, Warren, Saint Louis,  Barton, Dade, Polk, and St. Louis City.

The Missouri Department of Insurance regularly updates this information.

The state has many required mandates for healthcare plans. These provisions are not optional, and can not be excluded from coverage by the insurer or the covered insured. Several topics of coverage include adopted children, alcoholism, cancer screenings, chemotherapy, diabetes, drug copays, expeditated review, free look, HIV mandate, mammography, maternity, mental health parity, prosthetics, telehealth, and therapy cost sharing.

 

2027 Missouri Marketplace Plan Rate Changes

Bankers Reserve Ambetter Health Solutions -- 11.09% Increase

Bankers Reserve Ambetter Health Solutions + Vision + Adult Dental -- 11.00% Increase

BCBS Of Kansas City Blue KC IFP EPO -- 10.23% Increase

Celtic Ambetter -- 9.90% Increase

Celtic Ambetter + Adult Vision + Adult Dental -- 10.40% Increase

Healthy Alliance EPO 098 (Anthem BCBS) -- 12.84% Increase

Healthy Alliance EPO 099 (Anthem BCBS) -- 13.31% Increase

Medica With MU Healthcare -- 31.60% Increase

Balance By Medica -- 23.19% Increase

Oscar Individual EPO -- 15.79% Increase

UnitedHealthcare IND EPO -- 15.99% Increase

UnitedHealthcare IND EPO ADAV -- 17.63% Increase

 

2027 Missouri Small Group Market Plan Requested Rate Changes

BCBS Of Kansas City Preferred- Care Blue -- 15.25% Increase

BCBS Of Kansas City BlueSelectPlus PPO w ped dental -- 15.54% Increase

BCBS Of Kansas City BlueSelect -- 19.67% Increase

Healthy Alliance PPO 079 (Anthem BCBS) -- 14.56% Increase

Medica With SSM Health -- 10.70% Increase

Medica Choice National -- 12.84% Increase

Medica With Mercy -- 12.71% Increase

UnitedHealthcare Choice Plus Essential -- 17.22% Increase

UnitedHealthcare Core Essential -- 18.23% Increase

 

Health Insurance Plans Missouri

 

 

 

 

 

Most Affordable Missouri Health Insurance Plans

 

Catastrophic Level

Anthem BCBS Catastrophic Pathway X HSA  --  $40 copay for first three primary care physician visits. $12,000 deductible with 0% coinsurance and maximum out-of-pocket expenses of $12,000.

 

Bronze Level

Ambetter Signature Expanded Bronze -- $50 and $100 office visit copays. $75 Urgent Care copay. $7,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $25 generic drug copay ($62.50 mail order). $50 and $100 preferred brand and non-preferred brand drug copays (subject to deductible). Tier 4 drug copay is $500.

Ambetter Everyday Bronze -- $40 and $90 office visit copays. $50 Urgent Care copay. $9,350 deductible with 50% coinsurance and maximum out-of-pocket expenses of $11,100. $3 and $30 preferred generic and generic drug copays ($7.50 and $75 mail order). $50 copay for lab and professional services.

Ambetter Elite Bronze -- $55 and $120 office visit copays. $60 Urgent Care copay. $0 deductible with 50% coinsurance and maximum out-of-pocket expenses of $11,800. $3 and $40 preferred generic and generic drug copays ($7.50 and $100 mail order).  Tier 2 drug copay is $195. $65 copay for lab and professional services.

Anthem Bronze Pathway X 11,700 HSA -- $11,700 deductible with 0% coinsurance and maximum out-of-pocket expenses of $11,700.

Anthem Bronze Pathway X 6900 --  $50 and $85 office visit copays. $75 Urgent Care copay. $6,900 deductible with 40% coinsurance and maximum out-of-pocket expenses of $12,000. $35 generic drug copay ($20 and $50 copays Level 1).

Anthem Bronze Pathway X 7500 HSA Standard --  $50 and $100 office visit copays. $75 Urgent Care copay. $7,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $25 generic drug copay ($62.50 mail order). Preferred brand drug copays are $50 and $150 (Subject to deductible).

Anthem Heart Healthy Bronze Pathway X 4900 HSA --  $55 pcp office visit copay. $50 Urgent Care copay. $4,900 deductible with 30% coinsurance and maximum out-of-pocket expenses of $12,000. $20 generic drug copay ($50 mail order). Preferred brand drug copays are $50 and $150.

BCBS Of Kansas City Simply Blue Bronze --  $9,900 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $85 and $125 (first three visits) office visit copays. $125 Urgent Care copay (first three visits). Low cost generic drug copay is $5 ($30 generic drug copay).

BCBS Of Kansas City Standard Bronze BlueSelect --  $7,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $50 and $100 office visit copays. $75 Urgent Care copay. $25 generic drug copay ($75 mail order).

Medica Bronze Share  --  $50 preferred primary care physician copay and $200 specialist visit copay.  50% Urgent Care copay. $8,000 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. Preferred generic and preferred brand/non-generic drug copays are $35 and $250.

Medica Bronze  Standard --  $50 preferred primary care physician copay and $100 specialist visit copay.  50% Urgent Care copay. $7,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $25 preferred generic drug copay. Preferred brand and non preferred brand drug copays are $50 and $100 (subject to deductible).

Oscar Bronze Classic Standard -- $50 and $100 office visit copays. $7,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $3 and $30 Tier 1 and Tier 2 drug copays. $75 Urgent Care copay. $25 generic drug copay. Preferred brand and non preferred brand drug copays are $25 and $50 (subject to deductible).

Oscar Bronze Classic 4700 -- $70 and $125 office visit copays. $4,700 deductible with 50% coinsurance and maximum out-of-pocket expenses of $12,000. $4 and $30 Tier 1 and Tier 2 drug copays. $40 Urgent Care copay. $25 generic drug copay. Preferred brand and non preferred brand drug copays are $25 and $50 (subject to deductible). $75 copay for diagnostic test visit.

UnitedHealthcare Bronze Essential -- $11,750 deductible with 0% coinsurance and maximum out-of-pocket expenses of $11,750.

 

Silver Level

Aetna Silver $25 Copay -- $25 and $75 office visit copays.  $75 Urgent Care copay. $6,000 deductible with 40% coinsurance and maximum out-of-pocket expenses of $8,700.  $15 and $50 preferred generic and preferred brand drug copays ($37.50 and $125 mail order).

Ambetter Balanced Care 30 --  $6,100 deductible with 0% coinsurance and maximum out-of-pocket expenses of $6,100.

Ambetter Balanced Care 31 --  $5,450 deductible with 10% coinsurance and maximum out-of-pocket expenses of $6,450. $60 Urgent Care copay.

Anthem Silver Pathway X 6800 --  $45 preferred primary care physician copay. $75 Urgent Care copay.  $6,800 deductible with 35% coinsurance and maximum out-of-pocket expenses of $8,700. Generic drug copay is  $20 and preferred brand and non-preferred brand drug copay is $60.

Anthem Silver Pathway X 6000 --  $30 preferred primary care physician copay. $75 Urgent Care copay.  $6,000 deductible with 25% coinsurance and maximum out-of-pocket expenses of $8,500. Generic drug copay is  $20 and preferred brand and non-preferred brand drug copay is $50.

Anthem Silver Pathway X 4500 --  $35 preferred primary care physician copay. $75 Urgent Care copay.  $4,500 deductible with 20% coinsurance and maximum out-of-pocket expenses of $7,500. Generic drug copay is  $20 and preferred brand and non-preferred brand drug copay is $50.

Cigna Connect 5500 -- $25 and $80 office visit copays.  $35 Urgent Care copay. $5,500 deductible with 40% coinsurance and maximum out-of-pocket expenses of $8,700.  $3 and $25 preferred generic and generic drug copays ($7.50 and $62.50 mail order).

Cigna Connect 7300 -- $40 and $80 office visit copays.  $35 Urgent Care copay. $7,300 deductible with 0% coinsurance and maximum out-of-pocket expenses of $8,700.  $0 and $35 preferred generic and generic drug copays ($0 and $87.50 mail order). Preferred brand drug copays are $75 and $225.

Cigna Connect 4500 -- $35 and $80 office visit copays.  $35 Urgent Care copay. $4,500 deductible with 50% coinsurance and maximum out-of-pocket expenses of $8,700.  $3 and $25 preferred generic and generic drug copays ($7.50 and $62.50 mail order).

Cox Health Plans Silver Connect 9 -- $40 and $75 office visit copays.  $100 Urgent Care copay. $7,800 deductible with 30% coinsurance and maximum out-of-pocket expenses of $8,500.  $25 and $60 generic and preferred brand drug copays ($62.50 and $150 mail order).

WellFirst HSA-E 4500X01 --  $4,500 deductible with 20% coinsurance and maximum out-of-pocket expenses of $7,000. HSA-eligible.

WellFirst Silver Classic 5000X01 --  $5,000 deductible with 20% coinsurance and maximum out-of-pocket expenses of $8,700.  $15 preferred generic drug copay. $50 non-prefrrred generic and preferred brand drug copays.

BCBS Of Kansas City Spira Care BlueSelect 5000 --  $5,000 deductible with maximum out-of-pocket expenses of $6,500. Generic and preferred brand drug copays are $15 and $70 ($37.50 and $175 mail order).

Medica Silver Copay -- $45 and $110 office visit copays.  $45 Urgent Care copay. $6,000 deductible with 40% coinsurance and maximum out-of-pocket expenses of $8,550.  Generic and preferred brand drug copays are $10 and $120.

Oscar Silver Saver 2 --  $40 office visit copays.  $75 Urgent Care copay. $6,200 deductible with 50% coinsurance and maximum out-of-pocket expenses of $8,550.   Generic and preferred brand drug copays are $3 and $75 ($7.50 and $187.50 Mail order).

Oscar Silver Classic --  $50 and $80 office visit copays.  $75 Urgent Care copay. $5,000 deductible with 50% coinsurance and maximum out-of-pocket expenses of $8,550.   Generic and preferred brand drug copays are $3 and $75 ($7.50 and $187.50 Mail order).

 

Gold Level

Medica Gold Share--  $550 deductible with 35% coinsurance and maximum out-of-pocket expenses of $7,900. Generic and preferred brand drug copays are $30 and $200. Generic and preferred brand drug copays are $5 and $80.

Medica Gold Copay -- $30 and $75 office visit copays.  $30 Urgent Care copay. $850 deductible with 30% coinsurance and maximum out-of-pocket expenses of $7,900.  Generic and preferred brand drug copays are $5 and $80.

Oscar Gold Classic -- $30 and $55 office visit copays.  $75 Urgent Care copay. $2,500 deductible with 30% coinsurance and maximum out-of-pocket expenses of $6,000.  $55 copay for lab work. Generic and preferred brand drug copays are $3 and $55 ($7.50 and $137.50 mail order).

Ambetter Secure Care 5 --  $15 and $35 office visit copays. $35 Urgent Care copay. $15 copay for diagnostic tests. $1,450 deductible with 20% coinsurance and maximum out-of-pocket expenses of $6,500. Generic and preferred brand drug copays are $15 and $30 ($37.50 and $75 mail order).

BCBS Of Kansas City Blue KC Community  BlueSelect 1250 --  $15 and $40 office visit copays. $40 Urgent Care copay. $15 copay for diagnostic tests. $1,250 deductible with 20% coinsurance and maximum out-of-pocket expenses of $6,250. Generic and preferred brand drug copays are $15 and $70 ($37.50 and $175 mail order).

Cigna Connect 1000 --  $20 and $60 office visit copays. $50 Urgent Care copay.  $1,000 deductible with 25% coinsurance and maximum out-of-pocket expenses of $7,000. Generic and preferred brand drug copays are $20 and $50 ($60 and $150 mail order).

Anthem Gold Pathway X 1250 --  $25 preferred primary care physician copay. $75 Urgent Care copay.  $1,250 deductible with 15% coinsurance and maximum out-of-pocket expenses of $8,550. Generic drug copay is  $10 and preferred brand and non-preferred brand drug copay is $35 ($30 and $105 mail order).

WellFirst Gold Value Copay Plus 3700X -- $25 copay for first three pcp office visits.  $3,700 deductible with 0% coinsurance and maximum out-of-pocket expenses of $3,700.  $15 preferred generic drug copay.

Non-Obamacare healthcare plans are also offered, although a federal subsidy is not available. The most common options include short-term plans, Christian Ministry plans, and limited-benefit plans.

 

Shop Missouri Medical Plans

 

 

 

 

 

Missouri Health Insurance Exchange Individual And Family Rates (Monthly)

 

30 Year-Old With Household Income Of $28,000 Residing In St. Louis County

$2 -- Ambetter Signature Expanded Bronze

$8 -- Ambetter Everyday Bronze

$12 -- Anthem Bronze Pathway X 11700 HSA

$13 -- Ambetter Signature Expanded Bronze + Vision + Adult Dental

$18 -- Oscar Bronze Classic Standard

$18 -- Oscar Bronze Classic 4700

$20 -- Ambetter Everyday Bronze + Vision + Adult Dental

 

35 Year-Old Married Couple With Household Income Of $45,000 Residing In Jackson County

$2 -- Ambetter Signature Expanded Bronze

$17 -- Ambetter Everyday Bronze

$29 -- Ambetter Signature Expanded Bronze + Vision + Adult Dental

$44 -- Ambetter Everyday Bronze + Vision + Adult Dental

$49 -- BCBS Of Kansas City Blue KC Simply Blue First Bronze With $0 Blue Spira Care Blue Metro

$76 -- BCBS Of Kansas City Blue KC  First Choice Bronze With $0 Blue Spira Care BlueSelect

$84 -- Oscar Bronze Classic Standard

 

45 Year-Old Married Couple And One Child With Household Income Of $85,000 Residing In St. Charles County

$298 -- Ambetter Signature Expanded Bronze

$319 -- Ambetter Everyday Bronze

$331 -- Anthem Bronze Pathway X 11700 HSA

$334 -- Ambetter Signature Expanded Bronze + Vision + Adult Dental

$356 -- Ambetter Everyday Bronze + Vision + Adult Dental

$393 -- Anthem Bronze Pathway X 6900 HSA

$413 -- Anthem Bronze Pathway X 7500 HSA Standard

 

55 Year-Old Married Couple With Household Income Of $65,000 Residing In Greene County

$0 -- Medica Bronze Value

$0 -- Medica Bronze Copay

$0 -- Medica Bronze Share Plus

$530 -- Medica Silver Copay

 

60 Year-Old Married Couple With Household Income Of $65,000 Residing In Clay County

$20 -- Medica Bronze Value

$52 -- Medica Bronze Copay

$72 -- Medica Bronze Share Plus

$466 -- Ambetter Balanced Care 29

 

Missouri Short-Term Health Insurance Rates

Temporary coverage is offered for up to six months, and renewed for up to 36 months.  Althopugh policies are widely-available, they are not ACA-compliant. Currently, the following carriers offer short-term plans: Blue Cross Blue Shield Of Kansas City, UnitedHealthcare, National General, Cox, United Security Health And Casualty, Everest, and Companion Life.  Monthly rates for several scenarios in Jackson County  are listed below:

30-Year-Old Male

$62 -- Everest $10,000 deductible with $1 million maximum benefit

$66 -UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$72 -- Everest $5,000 deductible with $1 million maximum benefit

$84 -- Everest $2,500 deductible with $1 million maximum benefit

$113 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

 

30-Year-Old Married Couple

$111 -- Everest $10,000 deductible with $1 million maximum benefit

$119 -UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$131 -- National General $5,000 deductible with $1 million maximum benefit

$154 -- Everest $2,500 deductible with $1 million maximum benefit

$203 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

 

45-Year-Old Male

$113- UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$114 -National General $10,000 deductible with $1 million maximum benefit

$132 -- National General $5,000 deductible with $1 million maximum benefit

$185 -- Everest $2,500 deductible with $1 million maximum benefit

$193 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

 

45-Year-Old Married Couple

$200- UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$214 -National General $10,000 deductible with $1 million maximum benefit

$248 -- National General $5,000 deductible with $1 million maximum benefit

$332 -- Everest $2,500 deductible with $1 million maximum benefit

$341 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

 

55-Year-Old Female

$162- UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$192 -National General $10,000 deductible with $1 million maximum benefit

$219 -- National General $5,000 deductible with $1 million maximum benefit

$277 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

$285 -- Everest $2,500 deductible with $1 million maximum benefit

 

55-Year-Old Married Couple

$283- UnitedHealthcare $10,000 deductible with $2 million maximum benefit

$371 -National General $10,000 deductible with $1 million maximum benefit

$387 -- UnitedHealthcare $5,000 deductible with $2 million maximum benefit

$484 -- UnitedHealthcare $2,500 deductible with $2 million maximum benefit

$692 -- Everest $2,500 deductible with $1 million maximum benefit

 

Senior Medicare Plans

State residents are assisted by CLAIM, which is the official state health insurance assistance program (SHIP). Provided benefits are completely free to all qualified persons. Coverage is not bought or sold by SHIP, and counselors do not charge for their services. Enrollment assistance for Part D plans and claim submission for Supplement and Advantage plans are several areas of provided help.

 

Missouri Medicare Supplement Rates

Monthly prices are based on a 65-year-old female residing in Greene, Lawrence, Howell, Oregon, Camden, Cedar, St. Clair, Hickory, Ozark, Taney, Douglas, Dade, Wright, McDonald, Newton, Sone, Polk, Dallas, or Christian County. Rates can vary, depending on age and county of residence.

Plan A

$113 -- AARP-UnitedHealthcare

$113 -- Anthem BCBS

$115 -- United World Life

$134 -- United American

$136 -- Cigna

$139 -- Physicians Life

$141 -- Elips Life

$143 -- Ace Property And Casualty

$148 -- Aetna

$151 -- AFLAC

$152 -- Lumico Life

$158 -- Medico

$170 -- American Home Life

$176 -- Manhattan Life

$184 -- Allstate

$196 -- Humana

$275 -- GPM Health

 

Plan B

$132 -- AARP-UnitedHealthcare

$152 -- Aetna

$188 -- Humana

$230 -- United American

 

Plan C

$186 -- Americo

$189 -- AARP-UnitedHealthcare

$249 -- Humana

$259 -- United American

 

Plan D

$152 -- Americo

$240 -- United American

 

Plan F

$162 -- Aetna

$169 -- Accendo

$174 -- AARP-UnitedHealthcare

$178 -- Anthem BCBS

$178 -- National Health

$188 -- Americo

$195 -- Lumico Life

$195 -- Humana

$196 -- Assured Life

$200 -- Cigna

$204 -- Oxford Life

$209 -- Manhattan Life

$240 -- Mutual Of Omaha

$249 -- United American

 

Plan F (HD)

$42 -- United American

$45 -- Cigna

$45 -- Aetna

$50 -- Mutual Of Omaha

$54 -- National Health

$55 -- Humana

 

Plan G

$112 -- AARP-UnitedHealthcare

$126 -- Aetna

$126 -- Anthem BCBS

$132 -- Oxford Life

$135 -- Manhattan Life

$137 -- Lumico LIfe

$139 -- National Health

$139 -- Americo

$146 -- Cigna

$149 -- Assured Life

$149 -- Accendo

$149 -- Mutual Of Omaha

$149 -- Humana

$231 -- United American

 

Plan G (HD)

$44 -- Mutual Of Omaha

 

Plan N

$98 -- AARP-UnitedHealthcare

$106 -- Accendo

$111 -- Lumico Life

$113 -- Aena

$114 -- Manhattan Life

$114 -- Americo

$116 -- National Health

$121 -- Anthem BCBS

$123 -- Cigna

$123 -- Assured Life

$125 -- Mutual Of Omaha

$126 -- Humana

$129 -- Oxford Health

$145 -- GPM Health

$181 -- Medico

$198 -- United American

 

Missouri Prescription Drug Coverage For Seniors

 

 

 

 

Missouri Part D Prescription Drug Plan Rates

10 plans are offered (6 less than last year) including one $0 deductible plan and three plans with monthly premiums less than $25. The average weighted monthly premium is $47. Five plans had rate decreases for 2026.

 

AARP MedicareRx Preferred from UHC- $125.40 per month.  $130 deductible and 3,537 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $5, $10, 17%, and 35%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $15, $30, 17%, and n/a. Plan Summary Star Rating is 2.0.  33,581 statewide members.

AARP MedicareRx Saver from UHC -- $71.90 per month.  $615 deductible and 3,074 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $2, $8, 17%, and 39%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $6, $24, 17%, and n/a. Plan Summary Star Rating is 2.0.  5,900 statewide members.

HealthSpring Assurance Rx -- $74.30 per month. $615 deductible and 3,214 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $2, 20% and 30%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $15, 17%, and 30%. Plan Summary Star Rating is 2.5. 1,747 statewide members.

 

HealthSpring Extra Rx -- $70.70 per month. $615 deductible and 3,306 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $5, 17% and 30%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $6, 20%, and 30%. Plan Summary Star Rating is 2.5. 11,734 statewide members.

Humana Basic Rx -- $28.20 per month.  $445 deductible and 3,033 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $1, 20% and 35%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $3, 20%, and 35%.  Plan Summary Star Rating is 3.5.

Humana Premier Rx -- $66.00 per month.  $445 deductible and 3,251 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $1, $4, $45 and 49%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $3, $12, $135, and 49%.  Plan Summary Star Rating is 3.5.

Humana Premier Rx -- $66.00 per month.  $445 deductible and 3,251 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $1, $4, $45 and 49%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $3, $12, $135, and 49%.  Plan Summary Star Rating is 3.5.

Mutual Of Omaha Rx Plus -- $75.60 per month.  $445 deductible and 3,899 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $2, 20% and 37%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $6, 20%, and n/a.  Plan Summary Star Rating is 2.5.

Mutual Of Omaha Rx Premier -- $24.20 per month.  $445 deductible and 2,943 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $2, 23% and 44%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $6, 23%, and n/a.  Plan Summary Star Rating is 2.5.

SilverScript Choice -- $26.80 per month.  $245 deductible and 3,014 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $5, $35 and 40%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $15, $105, and 40%.  Plan Summary Star Rating is 3.5.

SilverScript Plus -- $57.10 per month.  $0 deductible and 3,060 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $2, $47 and 50%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $0, $120, and 50%.  Plan Summary Star Rating is 3.5.

SilverScript Smart Rx -- $7.20 per month.  $445 deductible and 3,564 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $19, $46 and 46%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $57, $138, and 46%.  Plan Summary Star Rating is 3.5.

WellCare  Classic -- $27.50 per month.  $445 deductible and 3,094 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $1, $30 and 34%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $3, $90, and 34%.  Plan Summary Star Rating is 4.0.

WellCare  Medicare Rx Saver -- $35.50 per month.  $445 deductible and 3,094 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $5, $38 and 37%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $15, $114, and 37%.  Plan Summary Star Rating is 3.5.

WellCare  Medicare Rx Select -- $23.30 per month.  $330 deductible and 3,466 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $3, $47 and 42%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $9, $141, and 42%.  Plan Summary Star Rating is 3.5.

WellCare  Medicare Rx Value Plus -- $73.40 per month.  $0 deductible and 3,476 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $1, $4, $47 and 50%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $3, $12, $141, and 50%.  Plan Summary Star Rating is 3.5.

WellCare  Value Script -- $15.40 per month.  $445 deductible and 3,466 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $7, $43 and 47%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $21, $129, and 47%.  Plan Summary Star Rating is 4.0.

WellCare  Wellness Rx -- $15.20 per month.  $445 deductible and 3,466 formulary drugs available. 30-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $3, $40 and 46%. 90-day preferred generic, generic, preferred brand, and non-preferred drug copays are $0, $9, $120, and 46%.  Plan Summary Star Rating is 4.0.

 

Missouri Medicare Advantage Plans

Medicare Advantage (MA) plans provide Medicare-covered services are available through approved private companies. Drug coverage (Part D) is often included, along with many additional ancillary benefits, such as dental, vision, and hearing. Participating network healthcare providers will need to be utilized. Out-of-network benefits may be covered.

Prices and availability of plans can differ, depending on the policy deductible, out-of-pocket expenses, other benefits, and county of residence.   Listed below are popular MA plans that include prescription drug benefits.  Additional plans not shown are offered with Part D benefits.

 

AARP Medicare Advantage Plan 1--  HMO-POS plan with  $0 monthly rate, $0 deductible and $2,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $12, and $47. Primary care and specialist office visit copays are $0 and $25. Diagnostic tests and lab services copays are $0-$85 and $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $245 for 8 days and $0-$250. Occupational, physical, and speech and language therapy copays are $20 (authorization needed).

AARP Medicare Advantage Plan 2--  HMO-POS plan with  $0 monthly rate, 0 deductible and $3,400 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $10, and $47. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $15 and $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $325 for 8 days and $0-$295. Occupational, physical, and speech and language therapy copays are $20 (authorization needed).

AARP Medicare Advantage Choice --  PPO plan with  $29 monthly rate, $0 deductible and $4,400 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $45. Primary care and specialist office visit copays are $0 and $45. Diagnostic tests and lab services copays are  $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $295 for 6 days and $0-$275. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

AARP Medicare Advantage Choice Plan 2 --  PPO plan with  $0 monthly rate, $0 deductible and $3,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $10, and $47. Primary care and specialist office visit copays are $0 and $25. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $295 for 6 days and $0-$295. Occupational, physical, and speech and language therapy copays are $25 (authorization needed).

AARP Medicare Advantage Walgreens --  PPO plan with  $0 monthly rate, $0 deductible and $3,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $10, and $47. Primary care and specialist office visit copays are $0 and $40. Diagnostic tests and lab services copays are $15 and $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $300 for 5 days and $0-$250. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

 

Aetna Medicare Advantage Plans In Missouri

 

 

 

 

Aetna Medicare Option 1 --  HMO-POS plan with  $34 monthly rate, $0 deductible and $6,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $5 and $45. Diagnostic tests and lab services copays are $0-$45 and $0. Emergency Room and Urgent Care copays are $90 and $45. Inpatient and outpatient hospital copays are $295 for 5 days and $0-$275. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Aetna Medicare Option 2 --  HMO plan with  $66 monthly rate, $0 deductible and $4,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-$35 and $0. Emergency Room and Urgent Care copays are $90 and $35. Inpatient and outpatient hospital copays are $275 for 5 days and $0-$250. Occupational, physical, and speech and language therapy copays are $30 (authorization needed).

Aetna Medicare Elite --  PPO plan with  $0 monthly rate, $0 deductible and $4,500 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $40. Diagnostic tests and lab services copays are $0-$35 and $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $325 for 6 days and $0-$250. Occupational, physical, and speech and language therapy copays are $25 (authorization needed).

Aetna Medicare Premier --  PPO plan with  $52 monthly rate, $150 deductible and $7,550 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $15 and $45. Diagnostic tests and lab services copays are $0-$45 and $0. Emergency Room and Urgent Care copays are $90 and $45. Inpatient and outpatient hospital copays are $315 for 6 days and $0-$275. Occupational, physical, and speech and language therapy copays are $30 (authorization needed).

Aetna Medicare Premier Plus --  HMO-POS plan with  $0 monthly rate, $0 deductible and $3,450 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are $0-$30 and $0. Emergency Room and Urgent Care copays are $120 and $30. Inpatient and outpatient hospital copays are $295 for 6 days and $0-$325. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Aetna Medicare Gold Advantage Prime --  HMO plan with  $0 monthly rate, $0 deductible and $3,450 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-$35 and $0. Emergency Room and Urgent Care copays are $120 and $35. Inpatient and outpatient hospital copays are $295 for 8 days and $0-$325. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Aetna Medicare Gold Advantage Value Prime --  HMO plan with  $0 monthly rate, $0 deductible and $3,450 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $40. Diagnostic tests and lab services copays are $0-$40 and $0. Emergency Room and Urgent Care copays are $120 and $40. Inpatient and outpatient hospital copays are $310 for 8 days and $0-$270. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Aetna Medicare Premier Preferred --  HMO plan with  $0 monthly rate, $0 deductible and $5,000 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $47. Primary care and specialist office visit copays are $0 and $40. Diagnostic tests and lab services copays are $0-$40 and $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $325 for 6 days and $0-$325. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

Allwell Medicare --  HMO plan with  $0 monthly rate, $0 deductible and $3,000 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $37. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are $0-$30. Emergency Room and Urgent Care copays are $120 and $45. Inpatient and outpatient hospital copays are $275 for 7 days and $270. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

Allwell Medicare Boost --  HMO plan with  $0 monthly rate, $445 deductible and $7,550 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $9, and $37. Primary care and specialist office visit copays are $5 and $50. Diagnostic tests and lab services copays are $0-$45 and $0-$35. Emergency Room and Urgent Care copays are $90 and $65. Inpatient and outpatient hospital copays are $375 for 5 days and $350. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

Allwell Medicare Complement --  HMO plan with  $23.10 monthly rate, $445 deductible and $3,000 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $2, $8, and $44. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are $0-$35 and $0. Emergency Room and Urgent Care copays are $90 and $45. Inpatient and outpatient hospital copays are $225 for 6 days and $225. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

Anthem MediBlue Access --  PPO plan with  $39 monthly rate, $0 deductible and $5,000 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $4, $13, and $42. Primary care and specialist office visit copays are $5 and $40. Diagnostic tests and lab services copays are $0-$165 and $0-$20. Emergency Room and Urgent Care copays are $90 and $30. Inpatient and outpatient hospital copays are $295 for 6 days and $0-$270. Occupational, physical, and speech and language therapy copays are $35 (referral and authorization needed).

Anthem MediBlue Plus --  HMO plan with  $0 monthly rate, $0 deductible and $3,400 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $15, and $42. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-$210 and $0-$10. Emergency Room and Urgent Care copays are $120 and $30. Inpatient and outpatient hospital copays are $310 for 8 days and $0-$285. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Blue Medicare Advantage Access --  PPO plan with  $60 monthly rate, $0 deductible and $5,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $47. Primary care and specialist office visit copays are $5 and $20-$35. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $50. Inpatient and outpatient hospital copays are $285 for 5 days and $285. Occupational, physical, and speech and language therapy copays are $35.

Blue Medicare Advantage Complete --  HMO plan with  $0 monthly rate, $0 deductible and $6,200 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $3, $10, and $47. Primary care and specialist office visit copays are $5 and $20-$45. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $50. Inpatient and outpatient hospital copays are $325 for 5 days and $325. Occupational, physical, and speech and language therapy copays are $40.

Blue Medicare Advantage Essential --  PPO plan with  $0 monthly rate, $0 deductible and $4,000 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $3, $10, and $47. Primary care and specialist office visit copays are $5 and $20-$25. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $50. Inpatient and outpatient hospital copays are $250 for 5 days and $250. Occupational, physical, and speech and language therapy copays are $25.

Blue Medicare Advantage Plus --  HMO plan with  $45 monthly rate, $0 deductible and $5,200 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $47. Primary care and specialist office visit copays are $5 and $20-$40. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $40. Inpatient and outpatient hospital copays are $285 for 6 days and $285. Occupational, physical, and speech and language therapy copays are $40.

CoxHealth Medicare Plus --  HMO plan with  $0 monthly rate, $0 deductible and $3,200 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $3, $6, and $47. Primary care and specialist office visit copays are $5 and $35. Diagnostic tests and lab services copays are $0-20% and $5. Emergency Room and Urgent Care copays are $120 and $45. Inpatient and outpatient hospital copays are $295 for 6 days and $220 or 20%. Occupational, physical, and speech and language therapy copays are $40 (referral needed).

Essence Advantage --  HMO plan with  $0 monthly rate, $0 deductible and $1,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $39. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-20% and $0. Emergency Room and Urgent Care copays are $120 and $35. Inpatient and outpatient hospital copays are $265 for 7 days and $250 or 20%. Occupational, physical, and speech and language therapy copays are $30 (referral needed).

Essence Advantage Plus --  HMO plan with  $73 monthly rate, $0 deductible and $1,700 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $34. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are $0-20% and $0. Emergency Room and Urgent Care copays are $120 and $25. Inpatient and outpatient hospital copays are $195 for 6 days and $150 or 20%. Occupational, physical, and speech and language therapy copays are $20 (referral  needed).

Essence Advantage Select --  HMO plan with  $0 monthly rate, $0 deductible and $2,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $39. Primary care and specialist office visit copays are $0 and $45. Diagnostic tests and lab services copays are $0-20% and $0. Emergency Room and Urgent Care copays are $120 and $35. Inpatient and outpatient hospital copays are $300 for 7 days and $250 or 20%. Occupational, physical, and speech and language therapy copays are $40 (referral needed).

Healthy Blue Essential --  HMO plan with  $0 monthly rate, $0 deductible and $3,400 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $15, and $42. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-$210 and $0-$10. Emergency Room and Urgent Care copays are $120 and $30. Inpatient and outpatient hospital copays are $310 for 8 days and $0-$285. Occupational, physical, and speech and language therapy copays are $40 (referral and authorization needed).

Humana Gold Plus --  HMO plan with  $0 monthly rate, $0 deductible and $2,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $5, $10, and $47. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0-$35. Emergency Room and Urgent Care copays are $120 and $0-$35. Inpatient and outpatient hospital copays are $245 for 8 days and $35-$245. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

HumanaChoice --  PPO plan with  $78 monthly rate, $195 deductible and $6,700 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $8, $15, and $47. Primary care and specialist office visit copays are $20 and $50. Diagnostic tests and lab services copays are $0-$100 and $0-$35. Emergency Room and Urgent Care copays are $90 and $20-$50. Inpatient and outpatient hospital copays are $360 for 5 days and $40-$360. Occupational, physical, and speech and language therapy copays are $30-$40 (authorization needed).

SSM Health Plan Companion --  HMO plan with  $0 monthly rate, $0 deductible and $2,500 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $40. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $20-$50. Inpatient and outpatient hospital copays are $325 for 7 days and $0-$275. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

SSM Health Plan Unity --  HMO plan with  $0 monthly rate, $0 deductible and $2,500 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $5, and $40. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are $0. Emergency Room and Urgent Care copays are $90 and $20-$50. Inpatient and outpatient hospital copays are $325 for 7 days and $0-$275. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

UnitedHealthcare Medicare Advantage Choice Plan 2 --  Regional PPO plan with  $55 monthly rate, $295 deductible and $6,700 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $4, $15, and $47. Primary care and specialist office visit copays are $10 and $50. Diagnostic tests and lab services copays are  $20 and $0. Emergency Room and Urgent Care copays are $90 and $30-$40. Inpatient and outpatient hospital copays are $370 for 5 days and $0-$370. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

UnitedHealthcare Medicare Advantage Choice Plan 3 --  Regional PPO plan with  $19 monthly rate, $245 deductible and $6,700 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $4, $15, and $47. Primary care and specialist office visit copays are $0 and $40. Diagnostic tests and lab services copays are  $20 and $0. Emergency Room and Urgent Care copays are $90 and $30-$40. Inpatient and outpatient hospital copays are $325 for 5 days and $0-$325. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

WellCare Compass --  HMO plan with  $16.10 monthly rate, $445 deductible and $7,550 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $20, and $47. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are  $0-$20 and $0. Emergency Room and Urgent Care copays are $90 and $30. Inpatient and outpatient hospital copays are $225 for 6 days and $250. Occupational, physical, and speech and language therapy copays are $40 (authorization needed).

WellCare Dividend --  HMO plan with  $0 monthly rate, $200 deductible and $7,550 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $15, and $45. Primary care and specialist office visit copays are $5 and $40. Diagnostic tests and lab services copays are  $0-$50 and $0. Emergency Room and Urgent Care copays are $90 and $65. Inpatient and outpatient hospital copays are $375 for 5 days and $250. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

WellCare Premier --  PPO plan with  $0 monthly rate, $0 deductible and $5,900 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $0, and $47. Primary care and specialist office visit copays are $0 and $35. Diagnostic tests and lab services copays are  $0-$50 and $0. Emergency Room and Urgent Care copays are $90 and $25. Inpatient and outpatient hospital copays are $300 for 5 days and $250. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

WellCare Value --  HMO plan with  $0 monthly rate, $0 deductible and $3,450 maximum out-of-pocket expenses. The preferred generic, generic, and  preferred brand prescription drug copays are $0, $7, and $45. Primary care and specialist office visit copays are $0 and $30. Diagnostic tests and lab services copays are  $0-$50 and $0. Emergency Room and Urgent Care copays are $120 and $30. Inpatient and outpatient hospital copays are $275 for 5 days and $250. Occupational, physical, and speech and language therapy copays are $35 (authorization needed).

 

More Missouri Short Term Health Insurance Rates

(Monthly prices are based on residency in the St. Louis area. Rates can vary, depending upon county of residence)

30 Year-Old Male

$59 -- Everest Flex $10,000 50/50%

$62 -- Everest Flex $10,000 80/20%

$69 -- Everest Flex $5,000 50/50%

$74 -- UnitedHealthcare Short Term Medical Value $15,000

$79 -- Everest Flex $2,500 50/50%

$97 -- Everest Flex $1,000 50/50%

$98 -- UnitedHealthcare Short Term Medical Value $7,500

$127 -- UnitedHealthcare Short Term Medical Value $5,000

$158 -- Allstate Enhanced $5,000 80%

$159 -- UnitedHealthcare Short Term Medical Value $2,500

 

35 Year-Old Married Couple

$121 -- Everest Flex $10,000 50/50%

$127 -- Everest Flex $10,000 80/20%

$143 -- Everest Flex $5,000 50/50%

$158 -- UnitedHealthcare Short Term Medical Value $15,000

$168 -- Everest Flex $2,500 50/50%

$206 -- Everest Flex $1,000 50/50%

$209 -- UnitedHealthcare Short Term Medical Value $7,500

$271 -- UnitedHealthcare Short Term Medical Value $5,000

$304 -- Allstate Enhanced $5,000 80%

$338 -- UnitedHealthcare Short Term Medical Value $2,500

 

45 Year-Old Married Couple With One Child

$265 -- Everest Flex $10,000 50/50%

$279 -- Everest Flex $10,000 80/50%

$310 -- Everest Flex $5,000 50/50%

$366 -- Everest Flex $2,500 50/50%

$449 -- Everest Flex $1,000 50/50%

$461 -- UnitedHealthcare Short Term Medical Value $5,000

$557 -- UnitedHealthcare Short Term Medical Value $2,500